Chapter 2 - Section 2.3 - SubSection 2.3.2

State/UT wise average balance per loan account (in Rs)

The Average Balance per Loan Account has increased in major states like Tamil Nadu (16%) and Karnataka (12%), while states such as Punjab (-1%) and Manipur (-6%) experienced declines. Telangana (33%) and Andhra Pradesh (27%) also posted significant growth, attributed to their previously low bases.

India Country

Average Balance per Loan Account (in ₹) - March 2024 & March 2023 (in descending order of Average Balance per Loan Account)

100 %

0 %

March 2023

0

Rs Average Balance per Loan Account in Total

March 2024

0

Rs Average Balance per Loan Account in Total

Average Balance per Loan Account (in ₹) - March 2024 & March 2023 (in descending order of Average Balance per Loan Account)

S. No.	State/UT	March 2023	March 2024	Y-o-Y Growth (in %)
1	Andaman & Nicobar	25198	36859	46.28 %
2	Nagaland	31382	34381	9.56 %
3	Daman & Diu	33119	33884	2.31 %
4	Tripura	28775	32227	12.00 %
5	Dadra & Nagar Haveli	27765	32106	15.63 %
6	Sikkim	25048	31711	26.60 %
7	Puducherry	26487	31006	17.06 %
8	Tamil Nadu	26579	30909	16.29 %
9	West Bengal	26404	30324	14.85 %
10	Jammu & Kashmir	33132	30143	-9.02 %
11	Delhi	26560	29738	11.97 %
12	Karnataka	26332	29574	12.31 %
13	Bihar	27129	29532	8.86 %
14	Kerala	27940	28995	3.78 %
15	Goa	25812	28939	12.11 %
16	Assam	24002	28892	20.37 %
17	Himachal Pradesh	26554	28487	7.28 %
18	Uttarakhand	25438	28441	11.81 %
19	Uttar Pradesh	26304	28279	7.51 %
20	Mizoram	26820	28169	5.03 %
21	Gujarat	25027	28077	12.19 %
22	Arunachal Pradesh	25592	27420	7.14 %
23	Haryana	25338	27144	7.13 %
24	Rajasthan	25199	26751	6.16 %
25	Ladakh	30716	26738	-12.95 %
26	Maharashtra	24477	26708	9.11 %
27	Jharkhand	24823	26689	7.52 %
28	Madhya Pradesh	24622	26610	8.07 %
29	Chhattisgarh	23555	26238	11.39 %
30	Odisha	23540	26123	10.97 %
31	Meghalaya	23110	25998	12.50 %
32	Chandigarh	24627	25524	3.64 %
33	Others	17640	24192	37.14 %
34	Punjab	23937	23796	-0.59 %
35	Manipur	23883	22540	-5.62 %
36	Telangana	9502	12643	33.06 %
37	Andhra Pradesh	9580	12157	26.90 %
	Industry	24661	27441	11.27 %

Bharat Microfinance Report

Fostering Inclusive Impact Finance

Outlook for Microfinance

Review for Microfinance

Review of Microfinance Operations in the country

Growth for Microfinance

Performance of NBFC-MFIs

Operational Eminence

Bank Linkage Programme

Operations of MLIs

Parametric Insurance

Expanding micro credit

Geographical Spread

Select & View Tables

Chapter 2 - Section 2.3 - SubSection 2.3.2

State/UT wise average balance per loan account (in Rs)

India Country

Average Balance per Loan Account (in ₹) - March 2024 & March 2023 (in descending order of Average Balance per Loan Account)

March 2023

0

March 2024

0

2.2 Number of Loans Accounts and Unique Borrowers (in lakhs)

2.3 Loan Outstanding (Rs in Cr.)

2.6 Loan Disbursement

Chapter 2 - Section 2.3 - SubSection 2.3.2

State/UT wise average balance per loan account (in Rs)

India Country

Average Balance per Loan Account (in ₹) - March 2024 & March 2023 (in descending order of Average Balance per Loan Account)

March 2023

0

March 2024

0