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Bharat Microfinance Report

Fostering Inclusive Impact Finance

Chapter 2 - Section 2.3 - SubSection 2.3.2

State/UT wise average balance per loan account (in Rs)

The Average Balance per Loan Account has increased in major states like Tamil Nadu (16%) and Karnataka (12%), while states such as Punjab (-1%) and Manipur (-6%) experienced declines. Telangana (33%) and Andhra Pradesh (27%) also posted significant growth, attributed to their previously low bases.

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India Country

Average Balance per Loan Account (in ₹) - March 2024 & March 2023 (in descending order of Average Balance per Loan Account)

100 %

0 %

March 2023

0

Rs Average Balance per Loan Account in Total

March 2024

0

Rs Average Balance per Loan Account in Total

Average Balance per Loan Account (in ₹) - March 2024 & March 2023 (in descending order of Average Balance per Loan Account)
Average Balance per Loan Account (in ₹) - March 2024 & March 2023 (in descending order of Average Balance per Loan Account)
S. No.State/UTMarch 2023March 2024Y-o-Y Growth (in %)
1Andaman & Nicobar251983685946.28 %
2Nagaland31382343819.56 %
3Daman & Diu33119338842.31 %
4Tripura287753222712.00 %
5Dadra & Nagar Haveli277653210615.63 %
6Sikkim250483171126.60 %
7Puducherry264873100617.06 %
8Tamil Nadu265793090916.29 %
9West Bengal264043032414.85 %
10Jammu & Kashmir3313230143-9.02 %
11Delhi265602973811.97 %
12Karnataka263322957412.31 %
13Bihar27129295328.86 %
14Kerala27940289953.78 %
15Goa258122893912.11 %
16Assam240022889220.37 %
17Himachal Pradesh26554284877.28 %
18Uttarakhand254382844111.81 %
19Uttar Pradesh26304282797.51 %
20Mizoram26820281695.03 %
21Gujarat250272807712.19 %
22Arunachal Pradesh25592274207.14 %
23Haryana25338271447.13 %
24Rajasthan25199267516.16 %
25Ladakh3071626738-12.95 %
26Maharashtra24477267089.11 %
27Jharkhand24823266897.52 %
28Madhya Pradesh24622266108.07 %
29Chhattisgarh235552623811.39 %
30Odisha235402612310.97 %
31Meghalaya231102599812.50 %
32Chandigarh24627255243.64 %
33Others176402419237.14 %
34Punjab2393723796-0.59 %
35Manipur2388322540-5.62 %
36Telangana95021264333.06 %
37Andhra Pradesh95801215726.90 %
Industry246612744111.27 %